PhotonPay OTA Scenario-Based Payment Solutions
Industry Insights
For many travel and tourism companies, as their global operations expand, the complexity of payment scenarios continues to increase. From handling payments for global hotel stays and air ticket purchases to managing various online procurement needs, the diversity of payment scenarios is constantly growing. This has led to a significant rise in demand for innovative payment solutions.
Leveraging its robust cross-border payment capabilities, PhotonPay offers tailored payment solutions for the entire travel industry ecosystem. From airline agents, hotel agents, outbound and inbound tour operators, car rental companies, wholesalers, OTAs, to TMCs, PhotonPay provides scenario-based payment solutions designed to support sustainable business operations and long-term growth for companies across the travel supply chain.
PhotonPay Commercial Card: Seamless Payments for All Scenarios
To address the challenges faced by travel companies—such as non-transparent fees, cumbersome reconciliation processes, and high payment costs—PhotonPay has partnered with the renowned Discover® Global Network to launch the PhotonPay Business Card. This card enables travel businesses to manage payments more simply, securely, efficiently, and intelligently.
● Exclusive Card BIN
As the pioneer fintech in the Great China region of Discover® Global Network, PhotonPay offers dedicated card BINs from Discover® Global Network, ensuring stable and reliable payments. Companies can access Diners Club International®, a network with significant influence and popularity in sectors like travel and hospitality. This advantage allows travel companies to execute fast payments for hotels, online business purchases, or flight bookings with ease.
● Efficient Reconciliation
The PhotonPay commercial card comes with an easy-to-use dashboard, offering real-time tracking of expenses and generating timely expense control reports, meeting various reconciliation needs. Travel companies can monitor and analyze expenditures in real-time. Additionally, PhotonPay’s complete API integrates seamlessly with company systems, while Matrix Account allows businesses to create independent accounts for each business line, enabling real-time management of expenses, tailored financial planning, and decision-making. This ensures efficient control and management of funds.
● Security and Compliance
Photon cards use secondary identity verification (team security validation & two-factor authentication) for enhanced data protection, ensuring both card and fund security. PhotonPay has also successfully obtained payment licenses in several countries and regions, including Hong Kong, the United States, Canada, and the United Kingdom, and holds multiple authoritative security certifications.
In the future, PhotonPay will continue to deepen its presence in various industries, such as Martech, GameDev, Apps, and logistics. The company will keep developing and enhancing new features and products, offering more industry-specific payment solutions tailored to meet the unique needs of each sector.
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