PhotonPay is dedicated to providing safe and efficient global payment solutions for cross-border e-commerce sellers. As part of this, the PhotonPay Card helps sellers pay for Amazon on-site ad fees in a more efficient, convenient, and cost-effective way. Recently, top Amazon seller Leo shared his experience with us. Let’s take a look at his feedback.
Flexible Configuration, Precise Control
Before using PhotonPay Card: “The competition on Amazon is extremely fierce, with click costs for popular keywords remaining high. Our ad budget often gets depleted quickly, forcing us to overspend just to maintain some visibility.”
After using PhotonPay Card: “Now, I’ve applied for multiple PhotonPay Cards and assigned them to the different store operators. Each card has a daily or monthly ad spend limit. Through the dashboard, I can monitor the ad spend for each store in real-time, allowing me to easily control the overall budget and eliminate overspending.”
PhotonPay Card allows businesses to create, freeze, or cancel cards anytime as needed. You can set clear notes for each card’s specific purpose, and configure or modify spending limits across multiple dimensions (daily, monthly, per transaction). This improves budget management efficiency, reduces the risk of unexpected overspending, and ensures full control and transparency over every payment. Additionally, PhotonPay Card is directly linked to PhotonPay’s global multi-currency account. If you don’t hold enough funds in the required currency, it will automatically convert available balances from other currencies at an optimal exchange rate to cover the payment.
Efficient Reconciliation, Smart Management
Before using PhotonPay Card: “Previously, the breakdown of fees on Amazon’s ad platform was quite complex, and due to the large scale of ad campaigns, it was hard to analyze the relationship between ad spend and return. This made it difficult to improve conversion rates effectively, leading to unnecessary ad expenses and subpar campaign performance.”
After using PhotonPay Card: “PhotonPay Card allows me to track ad spend in real-time and generates expense control reports promptly. This not only helps me dive deeper into data analysis but also enables me to adjust my Amazon ad budget allocation on time, significantly improving ad performance.”
The PhotonPay Card’s dashboard is simple and user-friendly, offering real-time tracking of expenses and generating expense control reports. This allows businesses to monitor and analyze spending at any time. Additionally, PhotonPay’s full API can be integrated with company systems, while the Matrix Account feature enables businesses to create independent accounts for each department or business line, allowing for real-time expense management and tailored financial planning and decision-making for enhanced fund control.
Security and Compliance
Before using PhotonPay Card: “One reason I used to rely on my seller account balance to cover ad costs was the fear of credit card loss or theft, which could lead to irreversible financial losses.”
After using PhotonPay Card: “PhotonPay Card is a virtual credit card, eliminating the risk of being lost, stolen, or cloned. It has also passed the highest-level certification of the Payment Card Industry Data Security Standard (PCI DSS), ensuring complete security of funds and privacy. Using PhotonPay Card gives me great peace of mind.”
PhotonPay Card is a multi-currency payment tool launched by PhotonPay in collaboration with internationally renowned card networks and issuing banks. It features strict risk control and stable transactions. The card uses secondary identity verification (team security validation & two-factor authentication) for enhanced data protection, ensuring both card and fund security. PhotonPay has also successfully obtained payment licenses in several countries and regions, including Hong Kong, the United States, Canada, and the United Kingdom, and holds multiple authoritative security certifications.
Cross-border e-commerce sellers not only focus on optimizing ad strategies but also place great importance on overall payment and financial management efficiency to maximize the return on ad investments. In the future, PhotonPay Card will continue to enhance its capabilities, expand payment scenarios, and empower businesses to reduce costs and improve efficiency.