Embedded Finance
Innovate On An API-First Platform
Solving key banking challenges with PhotonPay's embedded financial services solutions.
Grow Your Payment Business Quickly and Flexibly
Our integrated payment technology provides flexible, secure, and scalable payment solutions for your platform, marketplace, or software.
Efficient and Convenient
Complete development documentation to simplify the process—launch your product with just a few lines of code.
Fast API Integration
Tailored to meet business needs, with embedded finance services offering financial infrastructure for various scenarios.
Global Reach
Supports high-speed, cost-effective payments in over 180 countries and regions.
Compliance Assurance
Adheres to local payment regulations, with automatic updates to stay compliant as rules evolve.
Innovative Digital Financial Infrastructure
Comprehensive embedded finance services: the foundation for any business model.
Designed for Developers, by Developers
Flexible deployment and customized solutions to accelerate your product launch.
Best-in-class Developer Tools
Integrate in a fraction of the time with our high-quality developer capabilities, libraries, and APIs.
Complex Use Cases Made Easy
Our comprehensive APIs can be tailored to suit your most complex requirements, all supported by our world-class technology.
Flexible Deployment Options
Decrease time to market with pre-built components and elements or build natively with full API integration.
Security at Our Core
Focus on your business, while we focus on delivering your payments securely.
Regulatory Compliance
Obtained payment licenses or permits in multiple countries and regions, including HK, US, CA, UK, and PL, ensuring secure and compliant global operations.
Financial Security
Customer funds are kept in reserve accounts with top-tier international clearing banks. All transactions are made with the customer's authorization.
Privacy Protection
Strong encryption and control protect user data and funds. User information won't be shared with third parties unless authorized or required by law.
View our Privacy Policy >
Anti-Money Laundering and Anti-Fraud
Adheres to international AML conventions and local regulations by implementing KYC procedures and AML screening for compliance.
PhotonPay Enables Over
200K Startups of All Sizes to Operate at
Their Highest Level.
200K Startups of All Sizes to Operate at
Their Highest Level.
