PhotonPay Card

Multi-Currency Virtual Business Credit Cards

Covers online and offline consumption scenarios through Mastercard / Discover® Global Network.
Instant Use / Pay Directly
Connect to PhotonPay's Global Accounts, spend as much as the balance has.
* Subject to transactions / balance limits.
Comprehensive Scenarios
Enable spend for Media Buying, OTAs, B2B Procurement, Supply Chain Management, Freelancing and more.
Expense Management
Customize spending limits and set budgets to reduce the risk of overspending.
Dual Authentication
Enhanced protection, ensuring spending and preventing attempts to misuse the card.
Comprehensive Expense Control Made Easy
One-Stop Business Expenses Management
Create unique policies for each spend limit, and auto-enforce them across PhotonPay Card, bill pay, travel platform, and reimbursements—giving you more control over every transaction.
Smart Reconciliation
Automates transaction records, spend alerts, approval reminders, expense reports, and more. Which automatically makes the month-end easier for you.
Secure and Compliant
PCI-DSS Level 1 certification and 3DS 2.0 authentication ensure every transaction.
pc-发卡英文 Card balance 999.00 USD Recent transactions **/** Card Number ****1829 CVV *** Expiration Date Transaction limit 200 Online shopping $ 49.00 2023.11.01 Air travel tickets $ 310.00 2023.12.05 Online shopping $ 49.00 2023.11.01 Online shopping $ 49.00 2023.11.01 Product amount: 120.00 USD Information Payment Succeeded Singapore - Shanghai Singapore - Shanghai 120.00 USD
Flexible Card Plans Tailored to Your Business Needs
Customizable Limits
Set spending limits on cards to enhance budget management efficiency and restrict spending by merchant type as needed.
Tiered Configuration
Support for tiered card configurations within teams, with the option to share account balances across multiple cards for convenient financial management.
Balance Alerts
Set up custom balance alerts to prevent insufficient funds and ensure higher transaction success rates.
Multi-Role Management
Manage multiple accounts with customizable permissions for roles like finance, operations, and more, enabling efficient team collaboration.
发卡1 Deposit Freeze Set limit Discard Create Card Type Monthly Cardholder 200 200 200 Transaction limit Regular Card Shared Card Limit Jonathan@example.com Create Card
Platform Rental
B2B Procurement
Logistics
OTAs
Advertising
Freelancing
Security at Our Core
Focus on your business, while we focus on delivering your payments securely.
Regulatory Compliance
Obtained payment licenses or permits in multiple countries and regions, including HK, US, CA, UK, and PL, ensuring secure and compliant global operations.
Financial Security
Customer funds are kept in reserve accounts with top-tier international clearing banks. All transactions are made with the customer's authorization.
Privacy Protection
Strong encryption and control protect user data and funds. User information won't be shared with third parties unless authorized or required by law.
View our Privacy Policy >
Anti-Money Laundering and Anti-Fraud
Adheres to international AML conventions and local regulations by implementing KYC procedures and AML screening for compliance.