On May 21, the fifth edition of the BEYOND International Technology Innovation Expo (BEYOND Expo 2025) officially opened at the Parisian Theatre, The Parisian Macao. The following day, PhotonPay Sales Director Terry Wang was invited by the BEYOND Expo organizing committee to join a roundtable discussion titled “Understanding the Trends of Cross-border Payment.” During the session, he exchanged insights with fellow industry leaders on innovation driven by emerging technologies such as AI and big data.
BEYOND Expo is Asia’s largest event dedicated to technological innovation and ecosystems. Since its inception, it has consistently embraced a spirit of innovation and global connectivity. This year’s exhibition area officially opened on May 22 at the Cotai Expo, The Venetian Macao, bringing together over 800 international companies across frontier sectors including AI, AR/VR/XR, robotics, smart mobility, and sports tech—showcasing the latest developments in global innovation.
BEYOND Expo 2025 has attracted more than 800 investors and over 25,000 attendees. Through a mix of summits and featured programs like FAFP, the event offers participants unique opportunities to explore the evolving world of technology.
During the roundtable, Terry highlighted the growing significance of emerging markets in the cross-border payment industry. “Regions like Southeast Asia, Latin America, and the Middle East are leveraging their large populations and mobile payment ecosystems to build high-standard local payment infrastructures that leapfrog traditional banking systems,” he noted. “This shift presents major opportunities for cross-border payment providers.”
Terry also shared updates on PhotonPay’s latest progress in localized payment capabilities. The company has expanded its payout coverage to over 73 additional countries and regions through new local bank transfer routes. In countries such as Indonesia, the Philippines, and Vietnam, PhotonPay now supports 27 additional major e-wallet channels. “We are accelerating the development of our global payment network through fintech infrastructure, helping clients quickly expand into emerging markets,” he said.
Addressing compliance challenges, Terry emphasized that “compliance is the cornerstone of the financial industry,” underscoring PhotonPay’s commitment to regulatory integrity. The company has obtained payment licenses or regulatory approvals in Hong Kong, the U.S., Canada, the U.K., Poland, and other jurisdictions. It has also achieved Level 1 PCI-DSS certification—the highest standard for payment data security—ensuring secure and compliant operations for businesses worldwide.
Looking ahead, Terry stated that PhotonPay will continue to strengthen its global, ecosystem-driven, and AI-powered strategy. “AI is not just a tool for enhancing risk control, operations, and customer experience—it’s also a rising business model with global potential,” he said. “PhotonPay is developing tailored payment solutions for AI-focused companies expanding internationally, providing compliant, efficient, and cost-effective services to accelerate their go-to-market success.”