PhotonPay Monthly Recap - April 2025

From new product capabilities to global recognition and upcoming events, April was a month of momentum at PhotonPay. Here’s a quick roundup of what we’ve been building and where we’re heading next.

 

To support businesses navigating the complexities of international payments, we introduced three key enhancements across PhotonPay’s global infrastructure:

 

1. Enhanced Local Collections in Hong Kong-based Accounts

 

PhotonPay’s upgraded Hong Kong-based Global Accounts now support 10+ currencies (HKD, CNH, USD, EUR, GBP, JPY, AUD, SGD, CAD, NZD) with near-instant settlement, bringing a local-like experience to cross-border collections.

 

2. Direct Payouts to PayPal

 

Businesses can now make direct payouts to PayPal wallets in 67 countries, in major currencies like USD, EUR, and HKD. A powerful tool for eCommerce sellers, media buyers, and influencer marketing teams.

 

3. AI-Powered Risk Engine

 

Our real-time, AI-driven compliance system now detects fraud with 99.97% accuracy. Backed by global licenses and Tier-1 banking partnerships, PhotonPay remains committed to secure, compliant payment experiences.

 

Read more

 

 

 

Recognition from Mastercard

 

We were honored to receive an award from Mastercard for the PhotonPay Virtual Commercial Credit Card Program at this year’s Partners’ Annual Awards. A proud moment celebrating our joint efforts in scaling innovative commercial card solutions for global businesses.

 

 

Insights & Case Studies

 

 

• Case Study: Marco’s Global Furniture Brand

 

As Marco’s cross-border furniture brand expanded into Europe, North America, and Asia, payment complexity quickly followed. From supplier settlements to influencer campaigns, his team faced mounting operational friction. Discover how PhotonPay helped streamline global payouts and FX, enabling faster cash flow and scalable operations. 

 

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• Solutions for the Advertising Industry

 

Outdated payment systems are slowing down global advertising teams, causing late payouts, budget overruns, and campaign delays. Explore how PhotonPay helps media buyers, agencies, and growth marketers simplify budgeting and streamline multi-currency payouts at scale.

 

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• 2025 Cross-Border Payment Trends

 

The global payment landscape is shifting. Real-time payments, embedded FX, and regional networks transform how businesses move money. In this deep dive, we explore four major trends that are shaping the future of cross-border payments in 2025. 

 

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• Global Collection Guide for SHEIN Sellers

 

Selling on SHEIN comes with global reach and complex collection challenges. From delayed settlements to costly FX losses, we break down how PhotonPay’s Global Accounts help sellers simplify their collections, speed up cash flow, and boost profitability. 

 

 

What’s Coming Next:

We'll be at the following industry events! Please let us know if you'd like to book a meeting with our team.