Maintaining steady cash flow is a top priority for Temu sellers. PhotonPay’s collection service addresses this challenge by offering:
Open an Account in Minutes
Opening a global account typically involves lengthy procedures and extensive paperwork. PhotonPay eliminates these hurdles with an entirely online, quick account opening process, allowing Temu sellers to start transacting with ease—often within the same day.
This streamlined approach ensures reliable, secure fund transfers, allowing Temu sellers to focus on scaling their businesses without payment delays.
Local Currency Collections Across Key Markets
PhotonPay supports local currency collections in multiple regions, including the US, UK, EU, Hong Kong, Japan, Indonesia, and Mexico. This approach eliminates intermediary fees and delays, helping Temu sellers accelerate cash flow and simplify global payment management.
Competitive Exchange Rates
PhotonPay offers a seamless 24/7 currency settlement service, ensuring no interruptions—even on weekends and holidays. Transparent exchange rates and zero hidden fees allow Temu sellers to maximize profit margins while maintaining operational efficiency. This enables quick and straightforward fund settlement.
Secure and Compliant
PhotonPay has applied and obtained payment licenses or permits from Hong Kong, China, the United States, Canada, the United Kingdom, Poland and other countries, and has collaborated with top-tier banks and global financial institutions.
With a robust risk control system and a high-standard compliance team, PhotonPay adheres to global risk management standards, delivering secure, compliant, and reliable collection services for global businesses.
Improving Cash Flow with PhotonPay
PhotonPay’s collection service offers more than just payment solutions; it serves as a key enabler of growth. By simplifying payment processes, reducing costs, and ensuring fast, secure transfers, Temu sellers can focus on what matters most: expanding operations, improving customer satisfaction, and seizing global opportunities.
As e-commerce continues to break down borders, PhotonPay remains dedicated to offering innovative financial solutions that empower sellers to stay ahead of the curve.
About PhotonPay
Founded in 2015, PhotonPay is a digital financial infrastructure provider offering global payment solutions to businesses. Our innovative core products include Global Accounts, Card Issuing, Online Payments, Payouts, FX Management and Embedded Finance. PhotonPay has become a Mastercard issuer in Hong Kong and the fintech card issuer in the Greater China region of Discover® Global Network.
With a strong compliance culture and technological innovation capabilities, PhotonPay is building a digital payment network to take the friction out of global payments and enhance operational efficiency for businesses operating on a global scale.
Headquarters in Hong Kong and providing localized services through nine international offices, PhotonPay partners with a network of top-tier banks and global financial institutions and serves more than 200,000 enterprises globally.