Selling goods quickly and collecting money quickly are the two most direct pursuits of the majority of overseas companies.

In order to allow overseas companies to enjoy the ultimate collection experience and achieve more efficient capital turnover, PhotonPay has recently further upgraded its payment products. Merchants can not only enjoy better exchange rates, but also realize 24/7 hours of foreign exchange settlement at any time, whether it is weekends or holidays, they can withdraw cash quickly.

As we all know, for overseas companies, the faster the capital turnover, the greater the development potential of the company. PhotonPay has always been committed to providing customers with the ultimate experience, and is committed to creating an industry-leading security and extremely fast collection experience to make capital turnover more efficient.

PhotonPay provides users with highly scalable PhotonPay Account, covering a variety of payment scenarios, supporting multi-currency payments, easy and fast operations in one step, fast arrival, giving you a new Photon Easy account management experience.

In the payment and settlement links, PhotonPay efficiently integrates local payment networks such as the United States, Europe, and Southeast Asia through global accounts, saving at least 90% of payment costs compared to traditional banks, and can achieve T+0 arrival at the fastest. It supports sellers to directly settle foreign exchange, and the real-time exchange rate is better than the bank rate, helping sellers save money at every link.

| Main features

· Supported payment scenarios: same-name withdrawal, supplier payment (such as suppliers, logistics service providers, advertising service providers, tax service providers, marketing/ERP and other technical service providers)

· Supported payment methods: single payment; batch payment; template payment

· Timeliness of arrival: minutes (cross-border e-commerce account)

· Service time: not affected by weekends and holidays, enjoy 24/7 withdrawal and settlement service anytime, anywhere

· Transparent exchange rate: based on real-time exchange rate, transparent and no exchange loss

*Payment refers to payment to third-party bank accounts such as suppliers and logistics providers

*Withdrawal refers to withdrawal to the bank account with the same name as the real-name authentication subject

*Withdrawal transactions to bank accounts in mainland China are completed by licensed partner institutions in mainland China

After the enterprise logs into the PhotonPay merchant terminal, it only needs to use one entrance to view all currency accounts (such as USD, EUR, GBP, etc.) for transaction operations, and set each currency account through the user. Assign full-time administrators to achieve precise delegation of account management authority, better help managers clarify the management relationship between each account and the person in charge, and improve operational efficiency.

Based on a highly digital management model, PhotonPay provides a homepage data dashboard to efficiently present the data that users are most concerned about. Enterprises can track the transaction details of all accounts under their name throughout the entire process from the perspective of different currencies or business lines, significantly improving management efficiency.

PhotonPay always adheres to "customer first", and in the process of exploration, it feels every difficulty of overseas companies to do business around the world. We hope to be the arm that helps companies ride the wind and waves when they go overseas. In the future, we will continue to work hard to help enterprises take a big step towards global layout with every step of product and service innovation!