ElevenLabs Pricing 2026: Full Guide & Best Plans for Teams
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ElevenLabs has become the industry leader in AI voice synthesis, offering everything from basic text-to-speech to advanced professional voice cloning. But as the platform expands, its pricing structure has grown more complex. For individual creators and growing businesses alike, choosing the right tier is essential to balancing high-quality output with a sustainable budget.
In this guide, we break down ElevenLabs pricing for 2026 and—more importantly—share how businesses can use PhotonPay Virtual Cards to manage these subscriptions across a growing team without the administrative headache.
ElevenLabs Pricing Tiers at a Glance
For 2026, ElevenLabs offers six primary plans. Whether you are testing the waters or running a global production house, there is a tier for you.
|
Plan
|
Monthly Cost
|
Character Limit
|
Commercial Rights
|
| Free | $0 | 10,000 | No |
| Starter | $5 | 30,000 | Yes |
| Creator | $22 | 100,000 | Yes |
| Pro | $99 | 500,000 | Yes |
| Scale | $330 | 2,000,000 | Yes |
| Enterprise | Custom | Custom | Yes |
Detailed Analysis of Each ElevenLabs Plan
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The Free Plan: Testing the AI
The Free plan is perfect for beginners who want to explore the "Speech Synthesis" and "Voice Lab" features. You get 10,000 characters per month and can create up to three custom voices.
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The Catch: You cannot use the audio for commercial purposes, and you must attribute ElevenLabs in your project.
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The Starter Plan ($5/mo): For Side Hustlers
The Starter plan is the most popular entry point for small-scale creators. At just $5 a month, it unlocks Commercial Rights and Instant Voice Cloning. If you are a YouTuber just starting to monetize, this is your best bet.
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The Creator Plan ($22/mo): The Professional Choice
For $22 a month, the Creator plan provides 100,000 characters. The standout feature here is Professional Voice Cloning (PVC). Unlike instant cloning, PVC uses longer samples to create a hyper-realistic digital twin of your voice.
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Pro and Scale Plans ($99 - $330/mo): For Agencies
Once your content production hits a certain volume, character limits become your biggest bottleneck. The Pro Plan ($99/mo) offers 500,000 characters, while the Scale Plan ($330/mo) offers 2 million. These plans are tailored for agencies producing multiple videos daily or companies integrating the ElevenLabs API into their own software.
The "Shadow IT" Problem: Managing AI Costs in a Business
As AI tools like ElevenLabs become standard in the workplace, a new problem has emerged: Subscription Fragmentation. In many marketing departments, employees often sign up for "C-end" accounts using their personal emails and credit cards, then submit a reimbursement request at the end of the month. For a business, this creates three major pain points:
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Accounting Nightmares: Processing dozens of $5 or $22 invoices from different employees is a massive waste of time for finance teams.
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Lack of Visibility: Management has no real-time view of how much is being spent across various AI platforms (ElevenLabs, Midjourney, ChatGPT, etc.).
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Security Risks: Sharing a single "Master Account" password to save on subscription costs is a dangerous practice that can lead to data leaks.
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PhotonPay: The Bridge to Better SaaS Management
If your business is scaling its use of ElevenLabs, you need a professional way to pay. PhotonPay offers a specialized B2B solution through its Corporate Virtual Cards.
How PhotonPay Solves Subscription Chaos
Instead of using one company card or relying on employee reimbursements, PhotonPay allows you to issue dedicated Virtual Cards for specific tools or specific employees.
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Employee Empowerment: You can issue a Virtual Card to a video editor specifically for their ElevenLabs account. They get the tools they need immediately without waiting for a procurement cycle.
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Granular Spending Limits: You can set a "hard cap" on the card. For example, if an editor is on the $22 Creator plan, you can set the card limit to exactly $22. This prevents accidental overages or unauthorized plan upgrades.
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Real-Time Tracking: Every transaction is tracked in the PhotonPay dashboard. The finance team can see exactly where the money is going across the entire organization.
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Optimizing Your ROI on ElevenLabs
To truly maximize your investment in AI voice, you must look beyond the monthly sticker price. Hidden costs like Foreign Exchange (FX) fees can add up. Since ElevenLabs bills in USD, international companies often pay an extra 1-3% in conversion fees to their banks.
PhotonPay Virtual Cards support multi-currency settlements. By paying in USD directly from your PhotonPay account, your business can avoid high FX fees, ensuring that your $99 Pro plan actually costs $99, not $103.
Frequently Asked Questions (FAQ)
Is ElevenLabs billed monthly or annually?
ElevenLabs offers both. Choosing the annual billing option can save you up to 20%. When using PhotonPay, you can set a one-time high limit on a card to cover an annual subscription, then lower the limit for the rest of the year for security.
How do I manage character overages?
If you exceed your character limit, ElevenLabs offers "Usage-based billing." To avoid a surprise bill at the end of the month, we recommend setting a monthly spending limit on your PhotonPay Virtual Card. If the limit is hit, the transaction will be declined, acting as a "circuit breaker" for your budget.
Can I share one ElevenLabs account with my team?
While possible, it is not recommended for security and privacy. The more professional approach is to have individual accounts funded by separate PhotonPay Virtual Cards. This keeps project files organized and ensures that if one account is compromised, the others are safe.
Conclusion: Smart Tools Require Smart Payments
Understanding ElevenLabs pricing is just the beginning. To truly integrate AI into your business workflow, you need a financial backbone that supports agility and control.
By leveraging the power of ElevenLabs for voice synthesis and PhotonPay for expense management, you can empower your team to create world-class content while keeping your finance department happy.
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