Trusted Global Payouts with Local Experience
PhotonPay enables businesses to automate payouts worldwide with a single integration.
Payouts to bank accounts worldwide
Send payouts in 60+ currencies from your PhotonPay Account to external bank accounts globally, with unified reconciliation and live status tracking.
Connected to 94 local bank
Deliver funds within minutes through real-time payment rails, or by the next business day with guaranteed full-amount delivery, minimizing hidden deductions.
E-wallet payouts to 74 markets
Pay beneficiaries through leading e-wallets worldwide, including PayPal, offering recipients greater choice and flexibility.
Card payouts at scale
Disburse funds instantly to eligible debit or credit cards, enabling flexible last-mile access for vendors, employees, or partners.
Smart FX at interbank rates
Leverage PhotonPay's built-in FX engine to automatically convert currencies at competitive interbank rates 24/7.
Flexible Payout Choices Built for Business Growth
Choose the integration method that fits your build.
Embedded components
Accelerate time-to-market by dropping pre-built payout elements into your existing flows.
API and dynamic schema
Programmatically fetch country-specific required fields, validation rules, and recommended UI elements.
Native API
Build fully customized payout flows with simple, developer-friendly APIs.
Automate Internal Financial Operations
Minimize human errors
Replace manual entry and schedule high-volume payouts automatically.
Save with smart auto-routing
Deliver faster with fewer intermediaries and reduced costs.
Track & get notified
Track payouts in real time with status updates and exception reporting.
Simplify reconciliation
Export unified payout reports and sync with ERP/BI tools for faster closing.
Account-To-Account Payouts
Real-time transfers within the PhotonPay network
Reduce friction & FX
Avoid unnecessary conversions with like-for-like settlement where supported.
Collect the right details
Guided validation ensures beneficiary details are captured correctly, reducing failures.
Power platforms
Enable instant, cost-effective payouts for partners within the PhotonPay network.
Designed For Developers, By Developers
Best-in-class developer tools
Integrate in a fraction of the time with our high-quality developer capabilities, libraries, and APIs.
Complex use cases made easy
Our comprehensive APIs can be tailored to suit your most complex requirements, all supported by our world-class technology.
Flexible deployment options
Decrease time to market with pre-built components and elements or build natively with full API integration.
