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FAQs

Q:Can I transfer or lend my Global Account to others?

A:No, PhotonPay Global account can not be transferred, gifted, leased or lent to any third party, nor can it be used to receive payments on behalf of others.
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Q:If the review of the related accounting entry fail, will the bill status change?

A:The status of the bill will change from paid to unpaid.    
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Q:How much is the payout fee?

A:The payout fee for PhotonPay depends on the payout method you choose. Please refer to the actual fee displayed on the payout page.
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Q:What is the difference between credit card refund and chargeback?

A:A refund is the act of returning funds initiated by the merchant after communication with the cardholder, while a chargeback is an act of payment denial initiated by the cardholder (consumer), where the bank forcibly returns the funds, and the initiator is different.
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Q: Can I operate a refund of the amount on a frozen card?

A: No, frozen cards cannot be refunded.
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Q:What should I do if I forget the 6-digit fixed verification code?

A:If you forget it, you can reset it in "Settings" - "Team Security Verification"- "Team verification code".
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