Global collections, local experience
Collect payments like a local with 10+ currency accounts, reducing reliance on costly intermediaries.
Accelerated cash flow
Enable faster fund turnover with real-time collections and T+0 payouts to suppliers and partners.
Smarter FX & risk management
Access competitive 24/7 FX rates and lock in pricing with scheduled currency exchange.
All-in-one B2B finance
Manage global receivables, supplier payments, and expense workflows seamlessly on a single platform.
PhotonPay Solutions for Every B2B Trade Model
Independent exporters & brand sites
Deliver a seamless checkout for overseas buyers and boost trust with localized settlement.
B2B marketplace sellers
Aggregate payments across platforms, settle in local currencies, and manage payouts efficiently.
Trade fair exhibitors
Use payment links to receive instant payments onsite at exhibitions and fairs.
Manufacturers & wholesalers
Simplify procurement and supplier payouts globally, while cutting down on unnecessary FX fees.
Accept Payments Globally
Offer a seamless checkout experience with reliable payment options for your business.
200 +
countries/regions
5B +
consumers
100 +
currencies

Smarter FX & Risk Management
Convert and control foreign revenues efficiently while protecting margins

Instant currency exchange
Access competitive real-time rates 24/7, even on weekends and public holidays, with no hidden fees.
Scheduled currency exchange
Lock in rates by scheduling transactions in advance, mitigating risks from exchange rate fluctuations. Automate redemption on the due date to better manage cash flow.
Automated currency exchange
Set your target rate and let PhotonPay execute automatically once conditions are met—saving time and reducing exposure to volatility.
