Regulatory Information

Our core obligation at PhotonPay is to protect your funds and prevent money laundering. As a regulated entity, we provide multi-jurisdictional compliance assurances to your business. When partnering with us, you can be assured that all your payee disbursements are made through a fully compliant, secure and tightly audited payments platform that is recognized by financial regulators all around the world.

Security at Our Core

Focus on your business, while we focus on delivering your payments securely.

Regulatory Compliance

Obtained payment licenses or permits in multiple countries and regions, including HK, US, CA, UK, and PL, ensuring secure and compliant global operations.

Financial Security

Customer funds are kept in reserve accounts with top-tier international clearing banks. All transactions are made with the customer's authorization.

Privacy Protection

Strong encryption and control protect user data and funds. User information won't be shared with third parties unless authorized or required by law.

Anti-Money Laundering and Anti-Fraud

Adheres to international AML conventions and local regulations by implementing KYC procedures and AML screening for compliance.

Regulatory Information

Hong Kong SAR

United Kingdom

Poland

Canada

United States