Standard Chartered Bank Codes for Singapore and Hong Kong (2026)

⚡ Key Takeaways

Standard Chartered Singapore: bank code 9496, BIC SCBLSG22. The old BIC SCBLSGSG is rejected from 23 May 2026.
Standard Chartered Hong Kong: clearing code 003, SWIFT SCBLHKHH (or SCBLHKHHXXX with optional branch suffix).
No IBAN in either market: provide the account number directly alongside the bank code or SWIFT code.
Action required: if you have any saved payment templates using SCBLSGSG, update them to SCBLSG22 or transfers will fail.
PhotonPay Global Account: runs on Standard Chartered (HK) infrastructure — T0 settlement, 10+ local currencies, enterprise entities only.

Standard Chartered operates under different codes in Singapore and Hong Kong — and the Singapore codes changed in 2026. The current Singapore bank code is 9496 and the BIC is SCBLSG22; the old BIC SCBLSGSG has been rejected since 23 May 2026. In Hong Kong, the clearing code is 003 and the SWIFT is SCBLHKHH. This page covers both markets with up-to-date values.

Standard Chartered Bank Code: Quick Reference

Current codes for both markets:

Code Type	Singapore	Hong Kong
Bank / clearing code	9496	003
SWIFT / BIC code	SCBLSG22	SCBLHKHH (or SCBLHKHHXXX)
Full legal name	Standard Chartered Bank (Singapore) Limited	Standard Chartered Bank (Hong Kong) Limited
IBAN used	No	No
Domestic transfer system	PayNow / FAST / GIRO	FPS / CHATS
Old / deprecated BIC	SCBLSGSG — rejected from 23 May 2026	N/A

The two entities are legally separate subsidiaries. Funds sent to a Singapore account number using the Hong Kong SWIFT code — or vice versa — will not be routed correctly. Always match the code to the specific entity where the account is held.

Singapore 2026 Update: Old BIC SCBLSGSG Now Rejected

Standard Chartered Bank (Singapore) Limited changed its Bank Identifier Code in 2026. The new BIC is SCBLSG22. Effective from 23 May 2026, the previous BIC SCBLSGSG is no longer accepted — international wire instructions that still carry the old code will be rejected by the bank. The bank code (9496) and account structure are unchanged. Only the BIC is new.

Where the old BIC SCBLSGSG might still be stored:

ERP and finance system beneficiary records: any saved recipient profile set up before May 2026 may still store SCBLSGSG. Check and update before sending.
Online banking platforms: if you pay Standard Chartered Singapore accounts regularly, the stored beneficiary details need refreshing.
Supplier and buyer payment instructions: if you've previously shared your SCB Singapore account details with overseas counterparties, resend the updated BIC.
Treasury and cash management systems: bulk payment files that auto-generate SWIFT fields from a code table need the BIC entry updated.

Why did this change? Standard Chartered converted its Singapore operations from a branch of the UK parent to a locally incorporated subsidiary. SWIFT assigns BIC codes per legal entity, so the new incorporated entity received a new code. The difference between a SWIFT code and a BIC — they're the same thing, two names for one standard.

Receiving an International Wire to Standard Chartered Singapore

When receiving an international wire to a Standard Chartered Singapore account, give the sender the following details:

Bank name: Standard Chartered Bank (Singapore) Limited
BIC/SWIFT: SCBLSG22
Bank code: 9496
Account number: your full account number as shown on your bank statement
Bank address: Marina Bay Financial Centre Tower 1, 8 Marina Boulevard, Singapore 018981 (optional, reduces AML review delays on large transfers)

International wires to Singapore typically clear in 1–3 business days for major corridors. Payments through correspondent banks can stretch to 3–5 days, particularly from less common markets or where AML checks are triggered by incomplete beneficiary information. PayNow is Singapore's domestic instant transfer system and operates only within Singapore — SCBLSG22 is needed only when the sender's bank is located outside Singapore.

Standard Chartered Hong Kong: Clearing Code 003 and SWIFT SCBLHKHH

Standard Chartered Bank (Hong Kong) Limited — a separate legal entity from the Singapore subsidiary — has operated in Hong Kong since 1859 and is one of three note-issuing banks licensed to print HKD banknotes. Its clearing code 003 is assigned by HKICL, the interbank clearing operator.

Field	Value
HK clearing code (domestic)	003
SWIFT / BIC code (international)	SCBLHKHH or SCBLHKHHXXX
Full legal name	Standard Chartered Bank (Hong Kong) Limited
Uses IBAN	No — HK does not use IBAN

For a domestic HK transfer, use clearing code 003 with the recipient's branch code and account number. FPS (Faster Payment System) settles instantly, 24/7, with no minimum. For large-value same-day HKD transfers, CHATS (RTGS) is the appropriate channel — it operates during business hours.

For an international wire to Standard Chartered HK, provide:

Bank name: Standard Chartered Bank (Hong Kong) Limited
SWIFT / BIC: SCBLHKHH (8 characters) or SCBLHKHHXXX (11 characters — both work)
Clearing code: 003
Full account number: bank code 003 + 3-digit branch code + account digits, as a single string
Beneficiary name: exactly as registered on the account

Major Banks in Singapore: Bank Code Reference

Standard Chartered is one of several major banks licensed by MAS in Singapore. Bank codes and BICs for the main ones:

Bank	Bank Code	BIC / SWIFT
Standard Chartered (Singapore)	9496	SCBLSG22
DBS Bank	7171	DBSSSGSG
OCBC Bank	7339	OCBCSGSG
United Overseas Bank (UOB)	7375	UOVBSGSG
Citibank Singapore	9066	CITISGSG
HSBC Singapore	7232	HSBCSGSG
Bank of China (Singapore)	7986	BKCHSGSG

Source: Monetary Authority of Singapore bank register (November 2026).

PhotonPay Global Account: Running on Standard Chartered (HK) Infrastructure

PhotonPay's Global Account is backed by Standard Chartered Bank (Hong Kong) Limited directly. The underlying clearing infrastructure runs through SCB HK, which is why settlement terms are T0 — same business day — rather than the T+1 or T+2 typical of third-party aggregators. For businesses regularly collecting international payments, the Global Account works as the international collection layer: overseas buyers pay through local rails in their own currency, funds settle into the SCB-backed account structure at T0.

Account terms:

Supported currencies: HKD, CNH, EUR, USD, JPY, AUD, SGD, CAD, NZD, GBP — 10+ local currencies for direct collection
Settlement speed: T0 — funds credited on the same business day they arrive
Account management fee: None
Free account slots: 5 accounts included
Eligibility: Enterprise entities only — personal accounts are not eligible
Accepted inflows: trade payments, e-commerce receipts, developer-platform income, e-wallet transfers, same-name bank remittances
Not accepted: remittances from personal accounts

PhotonPay is licensed in Hong Kong as a Money Service Operator and operates under Hong Kong's MSO regulatory framework.

FAQ

What is the Standard Chartered bank code in Singapore?

The Standard Chartered Singapore bank code is 9496. This is the current code assigned by the Monetary Authority of Singapore. The accompanying BIC for international wires is SCBLSG22. The old bank code was 7144, used before SCB incorporated as a local subsidiary.

What is the Standard Chartered Singapore SWIFT code?

SCBLSG22. This replaced the previous BIC SCBLSGSG from 23 May 2026. Any wire instructions or saved beneficiary records using SCBLSGSG will be rejected. Update payment templates and notify overseas counterparties of the change.

What is the Standard Chartered bank code in Hong Kong?

The Standard Chartered Hong Kong clearing code is 003. This 3-digit code identifies Standard Chartered Bank (Hong Kong) Limited on the HKICL interbank network and is used for domestic HK transfers via FPS and CHATS. For international wires, use SWIFT code SCBLHKHH or SCBLHKHHXXX.

Does Standard Chartered use IBAN in Singapore or Hong Kong?

No. Neither market uses IBAN. In Singapore, provide the bank code (9496) and account number. In Hong Kong, provide the 3-digit clearing code (003) followed by the branch code and account digits. If a payment platform requires an IBAN, it does not natively support these markets.

Why did Standard Chartered's Singapore BIC change from SCBLSGSG to SCBLSG22?

Standard Chartered converted its Singapore branch into a locally incorporated subsidiary — Standard Chartered Bank (Singapore) Limited. SWIFT assigns BIC codes per legal entity, so the new subsidiary received SCBLSG22. The change took effect in 2026, with SCBLSGSG rejected from 23 May 2026.

Are Standard Chartered Singapore and Standard Chartered Hong Kong the same bank?

No. They are separate legal entities with separate bank codes, SWIFT codes, and account numbers. Standard Chartered Bank (Singapore) Limited (bank code 9496, BIC SCBLSG22) and Standard Chartered Bank (Hong Kong) Limited (clearing code 003, SWIFT SCBLHKHH) are distinct subsidiaries. Funds cannot be routed from one to the other using either entity's codes.