One Integration All Acceptance
Convert more customers, keep more revenue — PhotonPay's checkout spans local payment methods, global currencies, and lower processing fees.
Accept payments from global customers
Empower your checkout with 100+ payment methods spanning fiat and stablecoin rails.
Automated settlement, minimal ops
No manual FX. No reconciliation headaches. Converted, settled, and reconciled automatically.
Real-time payment insights
A single dashboard to monitor every transaction, track user behavior, and optimize performance on the fly.
Secure and compliant by design
Built on licensed infrastructure featuring built-in AML, KYT, Travel Rule enforcement, and advanced risk controls.
Unified Fiat and Stablecoin Checkout for Next-Gen Businesses
A single API integration unlocks flexible implementation options. Find the perfect setup for your platform.
High-Performance Fiat Checkout
Maximize conversion and approval rates globally with built-in optimizations.
- Tap directly into regional financial infrastructure to offer the localized payment methods your customers actually use
- Present prices in local currencies or convert currency based on location
- Benefit from machine learning optimisation - ISO alterations, smart MCCs, and automatic retries
Future-Proof Stablecoin Checkout
Accept leading stablecoin — settle in your preferred currency in supported regions.
- Process top-tier stablecoins like USDT and USDC natively across all major blockchain networks.
- Instantly support new, emerging regional stablecoins without pushing any new code
- Retain funds on-chain or set automated sweeps to convert crypto into your local fiat
Deploy Fast. Scale Effortlessly
Choose the integration path that fits your roadmap—from developer‑first APIs to rapid, low‑code deployment.
Build a bespoke, native checkout experience with our robust APIs and SDKs.
Launch a managed, compliant checkout page in minutes to maximize your global conversion rates.
Add fiat and stablecoin payments to your platform instantly with our pre-built, plug-and-play modules.
Share a one-click link to accept fiat and stablecoin worldwide—no: "No website or integration needed".
Digital Checkout Tailored for Your Industry
Drive global sales with localized checkouts offering extensive payment methods across fiat and stablecoins for maximum conversion rates.
Capture global buyer payments and streamline complex fund flows by integrating unified fiat and stablecoin acceptance into your platform.
Accept professional service fees via secure invoices or links, allowing clients to pay in fiat or stablecoins seamlessly.
Boost player retention with 24/7 global top-ups through instant fiat and stablecoin deposits designed for high-frequency gaming environments.
Shield Your Global Revenue
Safeguard global revenue with AI-driven models, blocking fraudulent activity across both fiat and stablecoin rails in real-time.
AI-powered fraud detection
Leverage machine learning to detect abnormal patterns and block high-risk fiat and stablecoin payments before they impact settlement.
Customizable risk logic
Configure dynamic rules by asset, geography, and ticket size, aligning your defenses across both traditional and digital currency flows.
AML & compliance screening
Align every fiat and stablecoin flow with global standards through automated KYC, KYB, and real-time on-chain KYT screening.
Unified threat intelligence
Combine signals from bank rails and on-chain activity to identify and block bad actors before they reach your business.
