PhotonPay Recognised at The Digital Banker AI Innovation Awards 2025

News-PhotonPay Recognised at The Digital Banker AI Innovation Awards 2025 693
Company News | 2025-10-27 11:10:00
PhotonPay, an AI-powered global financial infrastructure provider, has been recognised by The Digital Banker as the Winner of “Best AI Payments Initiative – Digital Infrastructure” at the AI Innovation Awards 2025. The accolade highlights PhotonPay’s leadership in applying artificial intelligence to modernise payment infrastructure, strengthen compliance, and drive operational efficiency for global enterprises.
 
 
Organised by The Digital Banker, the AI Innovation Awards honour institutions and fintech innovators that are reshaping financial services through artificial intelligence. The recognition underscores PhotonPay’s achievement in using AI to accelerate digital transformation, enhance data-driven decision-making, and build a resilient, intelligent financial ecosystem.
 
As an AI-driven financial infrastructure platform, PhotonPay integrates artificial intelligence across every layer of its payment ecosystem—from FX management and risk control to AML and customer onboarding—building an intelligent and automated framework for global fund management.
 
  • FX Management: AI algorithms monitor global exchange rate fluctuations in real time, capturing optimal conversion windows to help enterprises mitigate currency risk and protect margins.

 

  • Intelligent Risk Control: PhotonPay’s AI risk engine achieves a 99.97% fraud prevention success rate, leveraging behavioural analysis and predictive modelling to identify anomalies with precision.

 

  • Anti-Money Laundering (AML): The AI-powered AML system continuously screens and monitors transactions, ensuring transparency and compliance across multiple regulatory regimes.

 

  • Customer Onboarding: PhotonPay’s AI-enhanced KYC engine improves contextual understanding and automation, reducing onboarding errors by 50% and improving processing speed by 20%, helping businesses launch in new markets faster and more efficiently.
 
Today, PhotonPay supports more than 200,000 enterprise clients across industries such as travel, cross-border e-commerce, digital entertainment, and SaaS. By combining AI with a secure global payment infrastructure, PhotonPay enables enterprises to enhance compliance, optimise operations, and deliver seamless global payments experiences worldwide.
 
This award from The Digital Banker affirms PhotonPay’s continued commitment to innovation and excellence in AI-driven payments. Looking ahead, the company will further deepen its investment in technology and expand its global reach—helping businesses navigate an increasingly connected financial landscape with intelligence, speed, and confidence.
Back To Newsroom
Latest Announcements
Back To Newsroom
PhotonPay Launches Physical Mastercard Commercial Credit Card to Empower Global Business Payments
PhotonPay today announced the launch of its physical Mastercard Commercial Credit Card, marks a new milestone in its global payment solution portfolio, and delivers a unified, secure payment experience to global businesses across both online and offline channels.
Company News | 2025-07-15 05:44:37
PhotonPay Becomes a Mastercard Issuer in Hong Kong
To launch Mastercard Commercial Credit Card to help businesses better navigate market volatility
Company News | 2024-11-11 01:00:00
PhotonPay Partners with Coshine for Issuer Processing
PhotonPay, an innovative digital financial infrastructure service provider, has announced a strategic partnership with Coshine to optimize the capability of Photon Card through its issuer processing services.
Company News | 2024-11-07 11:00:00
Latest Announcements
PhotonPay Launches Physical Mastercard Commercial Credit Card to Empower Global Business Payments
PhotonPay today announced the launch of its physical Mastercard Commercial Credit Card, marks a new milestone in its global payment solution portfolio, and delivers a unified, secure payment experience to global businesses across both online and offline channels.
Company News | 2025-07-15 05:44:37
PhotonPay Becomes a Mastercard Issuer in Hong Kong
To launch Mastercard Commercial Credit Card to help businesses better navigate market volatility
Company News | 2024-11-11 01:00:00
PhotonPay Partners with Coshine for Issuer Processing
PhotonPay, an innovative digital financial infrastructure service provider, has announced a strategic partnership with Coshine to optimize the capability of Photon Card through its issuer processing services.
Company News | 2024-11-07 11:00:00