Dual-Rail Stablecoin and Fiat Collection. Built for You
Empower your platform with built-in accounts that receive fiat and stablecoins.
The Modern Infrastructure for Programmable Accounts
From instant setup to multi-chain orchestration, we provide the programmatic tools you need to manage global liquidity without the complexity.
Named accounts for your customers
Open dedicated accounts supporting both fiat and stablecoins within a single, unified interface.
Accept money via any channel
Expand your global footprint by bridging digital currencies with traditional banking rails.
Reduce intermediaries, lower costs
Optimize FX fees and streamline global settlements by leveraging our stablecoin-native banking rails and stablecoin-native infrastructure.
Integrated Stablecoin Collection Tools
Send, track, and collect payments on professional invoices — fiat and stablecoin.
Integrate smart payment checkouts to offer your users seamless global transactions.
Deploy instant payment links to accelerate global collections through any channel.
Compliance-First Infrastructure
Meet global standards with transaction screening, audit-ready, and regulatory-aligned infrastructure.
Built-in Regulatory Standards
Stay ahead of evolving regulations. We provide tools to support your global AML and compliance workflows, so your team can focus more on scaling your business.
Enterprise Custody Architecture
Protect assets with multi-signature security and advanced encryption.
Real-time Risk Monitoring
24/7 automated fraud detection. Every transaction is transparent, traceable, and audit-ready.
Powerful APIs, Built for Business Scale
The most composable financial infrastructure for the digital economy.
Rapid Modular Integration
Leverage our flexible developer tools to deploy secure payment solutions and get to market faster than ever before.
Engineering Excellence Tools
Launch fast using comprehensive SDKs while monitoring every API call through our intuitive and real-time developer management dashboard.
High-Performance Infrastructure
Scale your financial operations on a high-performance engine built to handle millions of transactions with absolute technical precision.
Next-gen Infrastructure for Modern Businesses
Bridge global trade platforms to seamless stablecoin liquidity via embedded rails.
Automate global payouts for talent platforms with programmable stablecoin-based financial flows.
Transform digital marketplaces into financial hubs with unified embedded account interfaces.
FAQ
PhotonPay Account-as-a-Service is an embedded finance solution that lets platforms create dedicated accounts through APIs, enabling customers to receive both fiat and stablecoin payments within a unified account infrastructure.
