One Card for Every Business Need
Access and manage multi-currency virtual and physical corporate cards through PhotonPay., accepted wherever Mastercard and Discover® Network are supported.
Corporate Cards Boost Your Business Growth
Pay across 210+ countries and regions in 60+ currencies via Mastercard and Discover® Network.
Create virtual and physical cards in minutes, ready for in-store, ATM, and integration with digital wallets.
Transparent card and FX pricing. Automatic FX at competitive rates.
From media buying and platform rentals to procurement, logistics, OTAs and freelancing.
Issue cards with your company's branding to strengthen identity.
Transactions are supported by authentication and fraud-prevention controls.
Comprehensive Expense Control Made Easy
One-stop expense visibility
Every card transaction is tracked in real time. Monitor spend across teams, projects, or geographies through a single dashboard.
Smart reconciliation
Automated spend alerts and expense reports reduce manual work and cut month-end close from days to hours.
Secure at core
Card services are supported by applicable security and authentication controls, including PCI DSS and 3DS 2.0 where relevant.
Cards Designed for How You Operate
Build card programs that fit your operations—whether for procurement, travel, advertising, or employee benefits.
Customizable limits
Define spend limits per transaction, per day, or per month.
Tiered configuration
Share balances across multiple cards or assign to different departments.
Multi-role management
Grant custom permissions to finance, operations, and other teams for better collaboration.
Scale Faster with Issuing Built for Growth
Automatically generate cards for contractors, employees, or partners to disburse salaries and commissions instantly.
Create branded card programs while PhotonPay coordinates card programme setup, processing and applicable compliance requirements with relevant issuing and programme partners.
Go live with PhotonPay's API-driven issuing in as little as 14 days with full documentation and dedicated integration support.
Card services are provided by the applicable PhotonPay Group entity and/or issuing partner, depending on the programme and jurisdiction.
