Issue Cards at Scale, Embedded in Your Platform
Launch physical and virtual cards directly within your platform, with full control over spending, branding, and real-time usage.
Embed PhotonPay Card Directly Into Your Platform
Issue cards on demand, manage spend, and integrate effortlessly.
Trusted global network partnerships
PhotonPay Group supports card issuing across major global card networks, including Mastercard® issuing capabilities in Hong Kong and Discover® Network and Diners Club International® programmes, enabling broad global acceptance.
Issue virtual and physical cards on demand
Launch virtual cards and branded physical cards on demand, with customizable design options.
Seamless online and offline spend
Support for major digital wallets, enabling seamless online and offline payments.
Programmatic issuing with API and portal flexibility
Programmatically create and manage cards at scale, with both API and intuitive portal access.
Card Programs Tailored to Every Business Model
Create single-use or multi-use virtual cards to manage subscriptions, supplier payments, and ad spend with precision.
Issue physical cards for business travel, in-store purchases, and ATM withdrawals, compatible with digital wallets.
Branded cards featuring your company's logo and design, also visible in the digital wallet display.
Full Control to Match Your Business Needs
Set smarter spend rules
Define card usage by merchant type, category, currency, region, or time period, so every transaction aligns with your policy.
Real-time freeze & reissue
Lock, cancel, or reissue cards in real time via API or dashboard—helping minimise risk and downtime.
Multi-role management
Grant custom permissions to finance, operations, and other teams for better collaboration.
Real-time visibility
Get live notifications and transaction data for easier reconciliation and faster audits.
Enterprise-Grade Protection Built In
Industry-standard certification supporting the protection of cardholder data and secure payment processing.
Sensitive card data is encrypted and replaced with tokens to help protect data during storage and transmission.
Provide extra protection for online transactions, helping reduce fraud risks and minimize costly chargebacks.
Automated checks and real-time monitoring to detect suspicious activity and support compliance requirements.
PhotonPay Card Use Cases
Issue cards for travel, entertainment, procurement, and everyday team spending, with real-time visibility.
Create dedicated cards for digital ad campaigns to control budgets and reduce overspend.
Pay global vendors in multiple currencies, helping reduce reimbursement delays and FX inefficiencies.
Support payments to employees and remote teams globally through PhotonPay cards and payout capabilities.
Enable sellers, freelancers, and creators to access earnings directly through issued cards, with flexible spending options.
Designed For Developers, By Developers
Best-in-class developer tools
Integrate in a fraction of the time with our high-quality developer capabilities, libraries, and APIs.
Complex use cases made easy
Our comprehensive APIs can be tailored to suit your most complex requirements, all supported by our world-class technology.
Flexible deployment options
Decrease time to market with pre-built components and elements or build natively with full API integration.
Card issuing services are provided by the applicable PhotonPay Group entity and/or issuing partner, depending on the programme and jurisdiction.
