Expense Management

AI-Powered Expense Management

An end-to-end expense management solution built for diverse business needs. Get smart reconciliation and real-time reporting, and manage all transactions from a single platform.

Unify Every Business Expense in One Platform

PhotonPay powers intelligent global payments, enabling finance teams with AI-driven automation, control, and visibility.

Flexible card controls

Flexible card controls

Instantly issue cards with custom limits for employees or teams, and freeze or cancel instantly to manage risk.

Real-time global visibility

Real-time global visibility

See all team expenses in one place and easily explore details of individual transactions.

Smart fraud prevention

Smart fraud prevention

Enforce spending rules automatically and keep transactions compliant globally.

Intelligent reconciliation

Intelligent reconciliation

Let AI match transactions, extract details, and generate reports automatically.

Speed Up Expense Management with AI Automation

Automatic matching

AI matches transactions with receipts in seconds, reducing manual work for employees and finance teams.

Smart categorisation

Expenses are organised with AI-suggested categories, so reporting stays consistent and simple.

Faster closing

Generate accurate reports automatically and cut days off your month-end close.

Manage Expenses Globally, Operate Locally

PhotonPay simplifies spend tracking across teams and markets, giving finance full control over every budget.

One dashboard for global spend

Get a single view of company expenses across countries and entities, enabling better oversight and management.

Flexible fund flows

Receive, transfer, and pay out with simple steps. Move funds between accounts to support daily operations without friction.

Group-level control

See total spend in real time and enforce budgets under control across the enterprise.

Export-Ready Reports for Faster Closing

PhotonPay enables faster month-end closes with precise, export-ready financial data.

Fast, accurate reports

Create reliable summaries by team, project, or region in just a few clicks.

Flexible reporting views

Filter by category, currency, or date to get the exact insights finance needs.

Seamless export

Export data in standard formats with clear currency breakdowns for smooth audits.

Power Your Global Growth with PhotonPay