Unify Every Business Expense in One Platform
PhotonPay powers intelligent global payments, enabling finance teams with AI-driven automation, control, and visibility.

Flexible card controls
Instantly issue cards with custom limits for employees or teams, and freeze or cancel instantly to manage risk.

Real-time global visibility
See all team expenses in one place and easily explore details of individual transactions.

Smart fraud prevention
Enforce spending rules automatically and keep transactions compliant globally.

Intelligent reconciliation
Let AI match transactions, extract details, and generate reports automatically.
Speed Up Expense Management with AI Automation

Automatic matching
AI matches transactions with receipts in seconds, reducing manual work for employees and finance teams.
Smart categorisation
Expenses are organised with AI-suggested categories, so reporting stays consistent and simple.
Faster closing
Generate accurate reports automatically and cut days off your month-end close.
Manage Expenses Globally, Operate Locally
PhotonPay simplifies spend tracking across teams and markets, giving finance full control over every budget.
One dashboard for global spend
Get a single view of company expenses across countries and entities, enabling better oversight and management.
Flexible fund flows
Receive, transfer, and pay out with simple steps. Move funds between accounts to support daily operations without friction.
Group-level control
See total spend in real time and enforce budgets under control across the enterprise.
Export-Ready Reports for Faster Closing
PhotonPay enables faster month-end closes with precise, export-ready financial data.

Fast, accurate reports
Create reliable summaries by team, project, or region in just a few clicks.
Flexible reporting views
Filter by category, currency, or date to get the exact insights finance needs.
Seamless export
Export data in standard formats with clear currency breakdowns for smooth audits.
