Programmatic Global Payouts, Locally Driven
Power seamless global payouts with speed, accuracy, and reliable global delivery across supported payout routes.
Trusted Global Payouts with Local Experience
PhotonPay enables businesses to automate payouts worldwide with a single integration.
Payouts to bank accounts worldwide
Send payouts in 60+ currencies from your PhotonPay Account to external bank accounts globally, with unified reconciliation and live status tracking.
Connected to 94 local bank
Eligible payouts may be delivered within minutes through supported real-time payment rails, or by the next business day with full-amount delivery, minimizing hidden deductions.
E-wallet payouts to 74 markets
Pay beneficiaries through leading e-wallets worldwide, including PayPal, offering recipients greater choice and flexibility.
Card payouts at scale
Disburse funds instantly to eligible debit or credit cards, enabling flexible last-mile access for vendors, employees, or partners.
Automated FX conversion
Leverage PhotonPay's built-in FX engine to automatically convert currencies at transparent FX pricing across supported currencies.
Flexible Payout Choices Built for Business Growth
Choose the integration method that fits your build.
Embedded components
Accelerate time-to-market by dropping pre-built payout elements into your existing flows.
API and dynamic schema
Programmatically fetch country-specific required fields, validation rules, and recommended UI elements.
Native API
Build fully customized payout flows with simple, developer-friendly APIs.
Automate Internal Financial Operations
Minimize human errors
Replace manual entry and schedule high-volume payouts automatically.
Save with smart auto-routing
Deliver faster with fewer intermediaries and reduced costs.
Track & get notified
Track payouts in real time with status updates and exception reporting.
Simplify reconciliation
Export unified payout reports and sync with ERP/BI tools for faster closing.
Account-To-Account Payouts
Real-time transfers within the PhotonPay network
Reduce friction & FX
Avoid unnecessary conversions with like-for-like settlement where supported.
Collect the right details
Guided validation ensures beneficiary details are captured correctly, reducing failures.
Power platforms
Enable instant, cost-effective payouts for partners within the PhotonPay network.
Designed For Developers, By Developers
Best-in-class developer tools
Integrate in a fraction of the time with our high-quality developer capabilities, libraries, and APIs.
Complex use cases made easy
Our comprehensive APIs can be tailored to suit your most complex requirements, all supported by our world-class technology.
Flexible deployment options
Decrease time to market with pre-built components and elements or build natively with full API integration.
For UK customers, payment services are provided by Photon Dance Fintech UK Limited, authorised by the Financial Conduct Authority as an Authorised Payment Institution (FRN 801082).
