Can I receive local fiat currency if my customers pay stablecoins?

Yes. Through our seamless on-off ramp, customers pay natively in stablecoins while you receive the equivalent amount directly into your local bank account, reducing all manual crypto conversion complexities today.

Which countries and currencies are supported for global invoicing and requests?

PhotonPay supports collections in over 200 countries and 60+ currencies, including major global fiat and stablecoins like USDC and USDT, ensuring your business reaches every corner of the global market.

Do I need technical integration to start using payment links and invoicing?

No. Our no-code payment links and invoicing tools allow you to generate secure requests in seconds without technical expertise, while our unified dashboard provides real-time tracking for every transaction.

How does PhotonPay ensure regulatory compliance for stablecoin requests?

Every stablecoin transaction is processed on licensed infrastructure with real-time AML and KYT screening built in. Whether you're collecting fiat or digital assets, PhotonPay's institutional-grade controls ensure your business stays compliant — across across supported markets, automatically.

Requests

Dual-Rail Engine for Your Receivable and Instant Liquidity

Accelerate your global cash flow by managing invoicing and payment links through one unified, high-speed dual-rail collection engine.

A Flexible Suite of Products to Build Your Ideal Request

Invoicing

Empower your customers to pay via preferred local or digital methods while managing your entire global receivable workflow.

Smart Payment

Your customers pay natively in stablecoins while you receive local fiat currency directly, reducing all manual conversion complexity.

Payment Links

Share links anywhere to collect for invoices, one-time charges, or campaigns, accelerating your cash flow through instant monetization.

Invoicing

Send, track, and collect on professional invoices — in fiat or stablecoins, all in one place.

Effortless Invoice Management

Generate professional invoices in seconds and deliver them automatically with smart customer notifications — no manual follow-up required.

Conversion-Optimized Checkout

Give customers a localized checkout experience with their preferred payment method — fiat or stablecoin — to maximize collection rates.

Automated Ledger Reconciliation

Keep your books accurate without the busywork through an autonomous engine that scales alongside your expanding international business.

Smart Payment

Enable seamless crypto-in and fiat-out payments with invisible, automated currency conversion.

Seamless On-Off Ramp

Allow customers to pay in stablecoins while you receive fiat currency without any manual steps or conversion overhead.

Integrated Dual-Rail Liquidity

Combine stablecoin efficiency with banking stability to ensure every collection request settles instantly into your preferred local currency.

Built-in Fraud Prevention

Secure every transaction with real-time risk monitoring and institutional-grade safety protocols designed for both fiat and stablecoin flows.

Payment Links

Generate secure, no-code payment links in seconds — for any currency, any channel, any market.

Rapid No-Code Deployment

Collect payments instantly by sharing customizable links via any channel without ever writing a single line of code.

Unified Transaction Monitoring

Track every payment in real time through a single dashboard — full visibility from link creation to settlement.

Your Currency, Brand, and Rules

Specify stablecoin or fiat collection, set fixed or open amounts, and apply your professional brand identity within seconds.

Secure by Design. Compliant by Default

Every payment request runs on licensed infrastructure — so you can collect globally with confidence.

Encrypt every payment request with enterprise-grade security from creation to settlement
Screen every transaction in real time against global AML and KYT protocols
Deploy AI-powered risk scoring to detect and block anomalies before they reach checkout
Access timestamped, exportable transaction logs for your compliance and finance teams

FAQ

Our dual-rail infrastructure enables global businesses to issue professional invoices and payment links that seamlessly accept both traditional fiat and stablecoins, providing instant liquidity, automated reconciliation, and borderless settlement.